Commercial property insurance pricing fell 8.1% in Q2 2026, continuing a five-quarter decline, offering buyers more flexibility. However, liability risks keep pressure on casualty insurance, with slower pricing growth but persistent claims inflation due to social inflation and litigation trends. Commercial motor, general liability, and umbrella insurance saw moderated price increases, while workers’ compensation remained stable. Cyber and management liability pricing varied by risk profile. Businesses should assess each coverage area individually and engage early in renewals.
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